Bexar County, Texas — 2026 Loan Limits & Market Data

Complete 2026 conforming and FHA loan limits for Bexar County, Texas. Browse specific ZIP codes for live housing market data including median prices, days on market, and inventory.

About Bexar County, Texas

Pop. 2,127,737 1,247 sq mi

Bexar County is one of the most populous counties in the United States with a population of approximately 2,127,737 residents spread across 1,247 square miles. The county is a densely populated urban area with 1,706 residents per square mile, which shapes both the local housing market and the types of properties available to buyers.

For 2026, the conforming loan limit in Bexar County is $832,750 for a single-family home, which is the national baseline. FHA borrowers can access loans up to $557,750 for a one-unit property. These limits determine the maximum loan amount available through conventional and government-backed financing before buyers would need to seek jumbo loans, which carry different qualification requirements and typically require higher down payments.

Given Bexar County's urban density, buyers should expect competitive market conditions with a diverse mix of single-family homes, condominiums, and multi-family properties. The county spans 78 ZIP codes, each with its own micro-market dynamics affecting pricing, inventory levels, and days on market. Exploring individual ZIP codes below can help identify neighborhoods that match specific budget and lifestyle preferences.

2026 Loan Limits — Bexar County

1-Unit Conforming

$832,750

Single family

2-Unit Conforming

$1,066,250

Duplex

3-Unit Conforming

$1,288,800

Triplex

4-Unit Conforming

$1,601,750

Fourplex

2026 Loan Limits — Bexar County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$557,750
2 Units$1,066,250$714,000
3 Units$1,288,800$863,100
4 Units$1,601,750$1,072,600

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Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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