78255 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78255 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$620,500
Days to Sell
58
Homes Sold
56
Inventory
125
Sale-to-List
97.0%
New Listings
115
Price/SqFt
$191
Pending Sales
72
Conforming Loan Available
Most homebuyers in 78255 can comfortably use conventional financing. The median home price of $620,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
78255's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 78255 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78255 can comfortably use conventional financing. The median home price of $620,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78255 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78255
To purchase the median home at $620,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,904.
Monthly Payment
$4,904
Income Required
$210,174
Principal & Interest
$3,823/mo
Down Payment (5%)
$31,025
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78255.
Estimated Monthly Payment
$3,990
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