78219 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78219 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$141,750
Days to Sell
88
Homes Sold
12
Inventory
28
Sale-to-List
93.7%
New Listings
23
Price/SqFt
$122
Pending Sales
18
Conforming Loan Available
Most homebuyers in 78219 can comfortably use conventional financing. The median home price of $141,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 88 days on average, 78219 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 78219 sells for 6.3% below asking price (93.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78219 can comfortably use conventional financing. The median home price of $141,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78219 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78219
To purchase the median home at $141,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,236.
Monthly Payment
$1,236
Income Required
$52,973
Principal & Interest
$873/mo
Down Payment (5%)
$7,088
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78219.
Estimated Monthly Payment
$1,027
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