The loan officer workstation

One login replaces a $500–700/mo LO stack

Branded home-value reports. Purchase and refinance comparisons with custom pricing integration. Your name on Google. Works alongside the LOS you already use — not instead of it.

Start comparing now

Free forever · Growth $49/month or $580/year · Professional $99/month or $1,180/year

Works alongside your LOSCFPB-style fee breakdownsCustom pricing integrationNMLS on every page
app.loangraphs.com/reports/purchase/1847-maple

Subject property

1847 Maple Grove Ln, Franklin, TN

Purchase report
Reports
Refi Miner
Home Value
AI Email
Lists
Postcards
CFPB-style feesCustom pricing integrationBranded PDFsCounty market dataNMLS on every pageFree CRM

Simple 3-step process

From borrower to branded comparison in three moves

No new LOS. No spreadsheet archaeology. Pull the deal, price it with your custom pricing integration, send the report.

01

Add the borrower

Drop in the purchase or the past client. LoanGraphs sits next to your LOS — contacts live here for free, forever.

BorrowerParker, J.
Property1847 Maple Grove
Price$540,000
PipelineApplication
02

Compare the loans

Stack 30-year vs ARM, points vs no points. Fees read like a closing disclosure. Rates come from your custom pricing integration.

30-yr fixed6.125% · $2,955
7/6 ARM5.500% · $2,762
SourceCustom pricing integration
UpdatedExample · review source
03

Send the report

Branded PDF or shareable link. Your logo, headshot, and NMLS on every page. Then follow up from the same login.

DeliveryBranded PDF + link
BrandNMLS on every page
NextAI email draft ready
StatusReviewed · send

Built for the people who originate

One workstation. Every audience that touches the loan.

Loan officers run it. Teams share it. Brokers price with it. Realtor partners finally get a report they can forward.

Side-by-side purchase and refinance reports, Refi Miner on your past book, and a free CRM that does not replace your LOS.

The product, not a quote

Judge the workstation yourself

No invented reviews. No star ratings. These are the screens you send: the purchase report, Refi Miner with custom pricing integration, and the home value card.

app.loangraphs.com/reports/purchase
4 scenarios

Purchase comparison

412 Oak Hill Rd, Brentwood, TN

Custom pricing integration
A · 30-yr 5%B · 30-yr 10%C · 15-yrD · 7/6 ARM
Rate6.250%6.125%5.625%5.500%
Points0.0000.3750.2500.000
Loan amount$617,500$585,000$585,000$585,000
Monthly P&I$3,802$3,554$4,821$3,322
Cash to close$48,920$82,410$83,105$81,640

Title, recording, appraisal, and origination itemized on the branded PDF — not a single “misc” line.

Home value report

1847 Maple Grove Ln, Franklin, TN

Monthly update

$648,100

+6.6% this year

Estimated value · up $40,100 since purchase

Loan balance$480,600
Homeowner equity$167,500

26% equity

app.loangraphs.com/refi-miner
Custom pricing integration

Refi Miner

Past book vs today’s priced rates

Ready to reach out
ClientCurrent rateNew rate · custom pricing integrationMonthly savingsStatus
Chen, A.7.250%6.125%$302/moReady to reach out
Patel, R.7.125%6.000%$268/moReady to reach out
Nguyen, T.6.875%5.990%$214/moReady to reach out
Brooks, M.6.750%6.125%$141/moReady to reach out

New rates are pulled from your custom pricing integration — the same source you configure for purchase and refinance reports. Review the source and update time before outreach.

The honest stack

LoanGraphs vs everything else

Presentation tools, home-value drips, CRM-only platforms, and DIY spreadsheets all stop short of a loan officer workstation. Here’s the difference — without invented competitor prices.

The other options

Mortgage Coach, Homebot, CRM-only, spreadsheets

  • Mortgage Coach is a presentation layer. You still need a CRM, a miner, and a place to send the follow-up.
  • Homebot drips home value. It does not build a four-scenario purchase report with CFPB-style fees.
  • CRM-only tools store the book. They do not price the next loan from your custom pricing integration.
  • DIY spreadsheets are the hours you already resent — no branded PDF, no NMLS block, no county data.
  • None of them replace your LOS either. They just leave more of the job unfinished.

We don’t invent what those tools charge. Ask them. Then stack the job, not the invoice. A typical LO stack lands in the $500–700/mo range when you add a presentation tool, a home-value drip, and a CRM.

Best choice · one login

LoanGraphs

  • Purchase + refinance reports with CFPB-style fees and your brand on the PDF.
  • Custom pricing integration in every comparison and in Refi Miner — your configured source, your rates.
  • Free CRM forever. Growth is $49/month or $580/year. Professional is $99/month or $1,180/year.
  • Home value, AI email, LO websites, county market data — the rest of the job, same login. Your name on Google.
  • Works alongside your LOS. Origination stays where it is. Comparisons, mining, and outreach live here.
Get started with LoanGraphs

How it works

From phone notes to a finished comparison in 3 steps

Click a step. The panel is the product — not a stock illustration.

app.loangraphs.com/reports/new

Loan setup

PurposePurchase
OccupancyPrimary
Sales price$540,000
Down payment10% · $54,000
FICO760
CountyWilliamson, TN

Scenario chips

30-yr fixed15-yr fixed7/6 ARM+ points

Add up to four. Each one inherits the same property and borrower so the comparison is honest.

Pick the job, not another login

For your next purchase, you really have just 3 options.

All three can put numbers in front of a borrower. Only one is a workstation that also mines the book.

Option 1

Hire a presentation tool

Buy another login that builds a pretty deck. You still export from the LOS, re-key the fees, and hunt the refi in a different tab.

  • Polished borrower slides
  • No Refi Miner on your past book
  • CRM and follow-up live elsewhere

Mortgage Coach-class tools are a presentation layer — we don’t invent their price. Ask them what the extra login costs.

Option 2

Do it in Excel

You already know this path. Formulas drift. Fees get lumped. The realtor forwards a screenshot that looks like homework.

  • You control every cell
  • No custom pricing integration
  • No CFPB-style fees, no NMLS block, no branded PDF

Your evenings, per file, redone for every realtor who wants “just one more scenario.”

Option 3 · winner

Use LoanGraphs

Compare the loans, price them from your custom pricing integration, mine the book, and follow up — next to the LOS you already run.

  • Purchase & refinance reports with CFPB-style fees
  • Refi Miner powered by custom pricing integration
  • Free · Growth $49/month or $580/year · Professional $99/month or $1,180/year
  • Home value, AI email, LO sites, county data
Start comparing now

A Professional year-commit includes custom pricing integration free.

Try a comparison

Price, rate, down payment. Monthly P&I updates live.

This is the math behind every purchase report. Drag the sliders. The payment is standard P&I — principal and interest only, 30-year term. Closing costs and MI are itemized in the full report, not invented here.

When you run this in the app, the rate itself can come from your custom pricing integration instead of a typed guess.

$540,000
6.125%
10% · $54,000

Monthly P&I · 30-year

$2,953

Loan amount $486,000 · principal & interest only

Vs 6.50%

saves $119/mo

The full toolkit

One tool. Every loan job. Always next to your LOS.

Each card is a shipped screen — product chrome, not a gray box. Refi Miner is priced from your custom pricing integration. That is the point.

Purchase reports · 4 scenarios

Stack down payments, terms, and ARMs. CFPB-style fees on the PDF. Up to four columns the realtor can actually forward.

Conv 5%Conv 10%15-yrARM
Rate6.25%6.13%5.63%5.50%
P&I$3,802$3,554$4,821$3,322
Cash in$48.9k$82.4k$83.1k$81.6k

Refinance analysis + break-even

Current vs proposed. Payment change, interest over the window, and the month the costs are earned back.

Current

7.250%

P&I $2,812

Proposed

6.125%

P&I $2,510

Monthly savings$302
Closing costs$4,228
Break-even14 months

Home value reports

A branded card the past client opens. Value, equity, and a reason to talk — confirm the source date first.

Home value report

1847 Maple Grove Ln, Franklin, TN

Monthly update

$648,100

+6.6% this year

Estimated value · up $40,100 since purchase

Loan balance$480,600
Homeowner equity$167,500

26% equity

Refi Miner · custom pricing integration

This is the critical loop. Past clients, current note rate, new rate from your custom pricing integration, monthly savings, ready to reach out.

ClientNowNew · custom pricingSave
Diaz, L.7.50%6.13%$341
Shah, K.7.13%6.00%$255
Walsh, P.6.88%6.13%$162

No named pricing vendor on this page. The source is the custom pricing integration you configure.

AI email

Draft from selected loan context. You review the recipient and the copy. Nothing sends itself.

New message

AI draft
ToSarah Mitchell
SubjectYour refinance window just opened

Hi Sarah,

Rates on 30-year conventional loans dropped below the 6.75% you locked in 2023. On your current balance, a refi could put roughly $240/month back in your pocket.

Want me to run the exact numbers for your loan?

Send

LO websites · name on Google

A public page with your headshot, NMLS, and live calculators fed by the same custom pricing integration.

jordan.loangraphs.com

Jordan Hale

Loan officer · NMLS 123456

30-yr advertised6.125%
SourceCustom pricing integration

County market data

Median price, days on market, inventory, and current conforming / FHA limits. On the Free plan. Confirm the source date before you quote a limit.

Williamson County, TN

$521,400

Median sale · example

Days on market

34

Median

Conforming limit

Confirm FHFA

Check the live market page

Coverage

50 + DC

County + ZIP views

One workspace

Every tool, one screen

Reports, Refi Miner, home value, and outreach live in the same project. Pick a mode on the left. Your book stays together.

app.loangraphs.com/reports/purchase/1847-maple

Purchase · 1847 Maple Grove Ln

30-Yr Fixed

6.125%

P&I$2,955
Cash to close$134,210

7/6 ARM · Best

5.500%

P&I$2,762
Saves$193/mo

Custom pricing integration · review source before send

Lender title$1,842
Settlement$495
Recording$348
Appraisal$650

Simple pricing

Free CRM forever. Professional unlocks live pricing.

Keep the database at $0. Growth is $49/month or $580/year for reports. Pay Professional at $99/month or $1,180/year. A Professional year-commit includes custom pricing integration free.

FREE

$0 forever

The book stays yours. No card required.

  • Client & lead CRM
  • County market data
  • Works alongside your LOS
  • No credit card
Start free

GROWTH

$49 /mo

or $580/year. The workstation. Cancel from settings.

  • Everything in Free
  • Purchase & refinance reports
  • Home value reports
  • Refi Miner + AI email
  • LO websites · branded PDFs
  • NMLS on every page
Get Growth
Most LOs pick this

PROFESSIONAL

$99 /mo

or $1,180/year. Custom pricing integration included free on a year-commit.

  • Everything in Growth
  • Custom pricing integration — free
  • Live rates in reports & Refi Miner
  • Pay $99/month for a year to unlock it
  • You connect the source. We don’t name it here.
Get Professional

ENTERPRISE

Custom

Teams and mortgage companies. Ask for the quote — we don’t invent one here.

  • Everything in Professional
  • Multi-user & branch management
  • Company branding
  • API & custom integrations
Talk to us

Our promise

Why it’s an easy yes.

No lock-in theater. The CRM is free if you never buy Growth. Leaving Growth is a settings click, not a phone tree.

Free CRM forever

Contacts and county market data stay at $0. Upgrade only when you want reports, Refi Miner, and outreach.

Cancel Growth in two clicks

Month-to-month. The billing portal is in your account. No retention script. Your CRM data stays.

Not an LOS

Origination stays in the LOS you already run. LoanGraphs is the comparison, mining, and outreach layer beside it.

Your pricing. Your brand.

Custom pricing integration for rates. Your logo, headshot, and NMLS on every page you send. Review the source before a borrower sees it.

Got questions?

Frequently asked

The things loan officers ask before the first comparison.

Is LoanGraphs a loan origination system (LOS)?

No. LoanGraphs works alongside your LOS. Use LoanGraphs for contact records, loan comparisons, market data, Refi Miner, and reviewed outreach. Use your LOS for origination.

What does Free include, and what are Growth and Professional?

Free is $0 forever: CRM and county market data, no credit card. Growth is $49/month or $580/year and adds purchase and refinance reports, home value reports, Refi Miner, AI email, LO websites, and branded PDFs. Professional is $99/month or $1,180/year. A Professional year-commit includes custom pricing integration free.

What does custom pricing integration cost?

It is included free when you pay Professional at $99/month for a year. Growth does not include it. You connect your own pricing source — we do not name the vendor on this page.

What is custom pricing integration?

You configure a supported pricing source. LoanGraphs can use its available rates and points in purchase reports, refinance analysis, Refi Miner, and LO website calculators. Review the source, update time, and every fee before you share a number. We do not name pricing vendors on this page.

Are the rates and fees in reports “real”?

They can be, when they come from your custom pricing integration and a supported title-fee source. They can also be estimates you type. Either way: review the source, timestamp, pricing, and each fee before a borrower or realtor sees the report.

Do you replace Mortgage Coach or Homebot?

LoanGraphs is a workstation, not a single-feature add-on. It builds the comparison, mines the book with custom pricing integration, and runs outreach. We don’t invent competitor prices — compare the job each tool actually finishes. Many LOs run both.

Can borrowers open reports online?

Yes. Purchase, refinance, and home value reports can use a shareable branded link and a PDF. Review the report and the recipient before you send it. Your NMLS is on every page.

Can I cancel anytime?

Yes. There are no long-term contracts on Growth. Cancel from account settings. The Free CRM remains available.

Your move

Your next borrower deserves a comparison they can say yes to.

Clear scenarios. CFPB-style fees. A free CRM that does not pretend to be your LOS. Growth is $49/month or $580/year. Professional is $99/month or $1,180/year — a Professional year-commit includes custom pricing integration free.

Start comparing now

Free CRM forever · Growth $49/month or $580/year · Professional $99/month or $1,180/year · Cancel anytime

Works alongside your LOSCustom pricing integrationNMLS on every pageNo invented reviews on this page