For mortgage loan officers
Turn every quote into a client.
Polished loan comparison reports, live market data for every U.S. county, and AI-powered outreach — everything between the lead and the closing table.
Purchase comparison
1847 Maple Grove Ln, Franklin, TN
30-Yr Fixed
6.125%
- Loan amount
- $486,400
- Monthly P&I
- $2,955
- Cash to close
- $134,210
7/6 ARM
Best5.500%
- Loan amount
- $486,400
- Monthly P&I
- $2,762
- Cash to close
- $133,485
Sent to borrower · viewed 2×
Loan reports
Reports borrowers actually read
Build multi-scenario purchase and refinance comparisons in minutes — CFPB-compliant closing costs, amortization schedules, break-even timelines — then share a branded link or a polished PDF.
Side-by-side scenarios — fixed vs. ARM, points vs. no points, any structure you can quote.
Break-even math done for you — refi savings and payback period, computed and visualized.
Your brand on everything — logo, headshot, NMLS, and colors on every page you send.
Refinance analysis
Should the Parkers refinance?
Current loan
7.250%
Monthly P&I
$2,812
New loan
6.125%
Monthly P&I
$2,510
Rate stack
30-Yr Fixed · Conventional · $486,400
- 6.250%0.000 pts · $0$2,995
- 6.125%0.375 pts · $1,824 Best execution$2,955
- 5.990%0.875 pts · $4,256$2,913
Priced from live lender rate sheets
Updated 2 min ago
Closing costs
- Lender’s title insurance Title-verified $1,842
- Settlement / closing fee Title-verified $495
- Recording fees$348
- Appraisal$650
Title rows priced from actual title-company fee schedules
Live pricing & real fees
Accurate to the closing table
Every number a borrower sees is one you can stand behind — rates priced live from real lender rate sheets, and closing costs built on actual title-company fee schedules instead of padded estimates.
Live lender pricing — rate stacks and best-execution pricing flow straight into your reports.
Real title fees — closing-cost lines priced from actual title-company fee schedules, not guesses.
Live rates on your website — the same pricing engine powers current rates on your branded LO site.
Know every market like it's your own backyard
Median prices, days on market, and 2026 FHFA and FHA loan limits for all 3,200+ counties — refreshed monthly from Redfin's national dataset. Search by state, county, or ZIP, and drop the numbers straight into a borrower conversation.
County market data
Williamson County, Tennessee
Median sale price
$521,400
+6.6% YoY
Days on market
34
median
2026 conforming limit
$832,750
FHFA
New message
AI draftHi Sarah,
Rates on 30-year conventional loans dropped below the 6.75% you locked in 2023. On your current balance, a refi could put roughly $240/month back in your pocket.
Want me to run the exact numbers for your loan?
Home value update
Your home's value is up 6.6% this year.
See what that means for your equity — free report inside.
The Mitchell Family
1847 Maple Grove Ln
Franklin, TN 37064
Outreach that runs itself
From cold list to warm conversation
Mine your book for refinance candidates, draft the email with AI, and follow up in the mailbox with a branded postcard — without leaving LoanGraphs.
AI email drafting — five models to choose from, streaming drafts, one-click send.
Direct mail campaigns — postcards from imported lists, tracked per campaign.
Property lists on demand — filter by equity, loan type, and owner status, export to CSV.
Client retention
The report past clients open every month
A branded home value report tracks every past client's estimated value, equity, and appreciation — so the next refinance, HELOC, or move-up conversation starts with you.
Value and equity, tracked — appreciation and homeowner equity updated over time, per property.
Branded and shareable — your logo, headshot, and NMLS on a link clients can open anytime.
Feeds your pipeline — rising equity plus refi mining turns a monthly touchpoint into the next loan.
Home value report
1847 Maple Grove Ln, Franklin, TN
$648,100
+6.6% this yearEstimated value · up $40,100 since purchase
26% equity
Sent to 214 past clients this month
The full toolkit
Eight tools, one login
Everything a producing loan officer needs between the lead and the closing table.
Simple pricing
Free to start. Credits when you need them.
Run your client database on LoanGraphs for $0, forever. A Pro subscription unlocks reports, refi mining, and outreach — and credits cover usage-based features like property data and direct mail.
See full pricingHow credits work
- Property record 1 credit
- Postcard sent 11 credits
- Voice ISA calling 2 credits / min
Questions
Frequently asked
Is LoanGraphs a loan origination system (LOS)?
No. LoanGraphs sits alongside your existing LOS. It handles everything around the loan — marketing, lead generation, borrower-facing reports, market data, and client retention — while your LOS keeps handling origination.
How much does it cost to get started?
Nothing. The free plan is $0 forever — use LoanGraphs as your client and lead database with no credit card required. A Pro subscription unlocks reports, refi mining, and outreach, and credits cover usage-based features like property data, postcards, or the AI voice assistant.
How do credits work?
One credit unlocks one property record, 11 credits send one postcard, and 2 credits cover one minute of Voice ISA calling. Credit packs start at $99 for 1,250 credits and top up any plan whenever you need them.
Are the rates in reports real?
Yes. Reports and your branded website can pull live rates from a lender pricing engine — full rate stacks with points and best-execution pricing — so the numbers a borrower sees match what you can actually deliver. Closing costs go further: title fee lines come from actual title-company fee schedules, not estimates.
Where does the market data come from?
Housing market statistics come from Redfin, a national real estate brokerage, and are updated monthly. Conforming loan limits come from FHFA and FHA limits from HUD — covering all 3,200+ U.S. counties across 50 states.
Can borrowers view my reports online?
Yes. Every purchase, refinance, and home value report gets a shareable branded link plus a polished PDF export, and you can see when a borrower has viewed it.
Get mortgage industry updates
Rate changes, product updates, and tips for loan officers. No spam.
Ready to win your next borrower?
Create your first loan report in minutes. Your market data is already waiting.