78217 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78217 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$100,000
Days to Sell
127
Homes Sold
10
Inventory
32
Sale-to-List
92.0%
New Listings
22
Price/SqFt
$93
Pending Sales
12
Conforming Loan Available
Most homebuyers in 78217 can comfortably use conventional financing. The median home price of $100,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 127 days on average, 78217 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 78217 sells for 8.0% below asking price (92.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78217 can comfortably use conventional financing. The median home price of $100,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78217 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78217
To purchase the median home at $100,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $916.
Monthly Payment
$916
Income Required
$39,264
Principal & Interest
$616/mo
Down Payment (5%)
$5,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78217.
Estimated Monthly Payment
$769
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