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Affordability Calculator

Find out how much home you can afford based on your income, existing debts, and down payment.

Monthly: $8,333

Car loans, student loans, credit cards, etc.

3%25%50%
%
28% (conservative)50% (aggressive)

You Can Afford Up To

$352,789

home price

Monthly Housing Payment

Principal & Interest$1,831
Property Tax$353
Insurance$150
Total Housing$2,333

Loan Details

Loan Amount$282,231
Down Payment$70,558
Your DTI34.0%

DTI Guidelines

Under 36% — Most lenders approve easily
36-43% — May qualify with strong credit
Over 43% — Difficult to qualify (QM limit)

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