78214 — Bexar County, Texas Market Snapshot
Housing market data for zip code 78214 in Bexar County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
31 sales in 2026 (year to date)
Median Sale Price
$154,999
Days to Sell
73
Homes Sold
31
Inventory
46
Sale-to-List
91.6%
New Listings
37
Price/SqFt
$120
Pending Sales
40
Conforming Loan Available
Most homebuyers in 78214 can comfortably use conventional financing. The median home price of $154,999 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 73 days on average, 78214 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 78214 sells for 8.4% below asking price (91.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 78214 can comfortably use conventional financing. The median home price of $154,999 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 78214 are set at the county level.
2026 Loan Limits — Bexar County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 78214
To purchase the median home at $154,999 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,338.
Monthly Payment
$1,338
Income Required
$57,324
Principal & Interest
$955/mo
Down Payment (5%)
$7,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 78214.
Estimated Monthly Payment
$1,109
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