26354 — Taylor County, West Virginia Market Snapshot
Housing market data for zip code 26354 in Taylor County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$162,500
Days to Sell
89
Homes Sold
10
Inventory
15
Sale-to-List
98.7%
New Listings
14
Price/SqFt
$91
Pending Sales
16
Conforming Loan Available
Most homebuyers in 26354 can comfortably use conventional financing. The median home price of $162,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 26354 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 26354 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 26354 can comfortably use conventional financing. The median home price of $162,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26354 are set at the county level.
2026 Loan Limits — Taylor County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26354
To purchase the median home at $162,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,395.
Monthly Payment
$1,395
Income Required
$59,787
Principal & Interest
$1,001/mo
Down Payment (5%)
$8,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26354.
Estimated Monthly Payment
$1,156
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