25920 — Raleigh County, West Virginia Market Snapshot
Housing market data for zip code 25920 in Raleigh County, West Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Raleigh County county page for broader data.
Market Sales Data
1 sales in 2022
Median Sale Price
$117,500
Days to Sell
29
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 25920 can comfortably use conventional financing. The median home price of $117,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 25920 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 25920 can comfortably use conventional financing. The median home price of $117,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25920 are set at the county level.
2026 Loan Limits — Raleigh County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25920
To purchase the median home at $117,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,050.
Monthly Payment
$1,050
Income Required
$45,011
Principal & Interest
$724/mo
Down Payment (5%)
$5,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25920.
Estimated Monthly Payment
$877
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