25832 — Raleigh County, West Virginia Market Snapshot

Housing market data for zip code 25832 in Raleigh County, West Virginia. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Market Sales Data

30 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$393,450

48.5% YoYClosed sales

Days to Sell

52

Median, listing to close

Homes Sold

30

Closed in 2026

Inventory

24

Sale-to-List

98.1%

New Listings

27

Price/SqFt

$171

Pending Sales

34

Conforming Loan Available

Most homebuyers in 25832 can comfortably use conventional financing. The median home price of $393,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

25832's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Sale-to-List Ratio

Homes are selling very close to asking price in 25832 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.

Conforming Loan Feasibility

Most homebuyers in 25832 can comfortably use conventional financing. The median home price of $393,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 25832 are set at the county level.

2026 Loan Limits — Raleigh County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 25832

To purchase the median home at $393,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,164.

Monthly Payment

$3,164

Income Required

$135,621

Principal & Interest

$2,424/mo

Down Payment (5%)

$19,673

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 25832.

%
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Estimated Monthly Payment

$2,585

Principal & Interest$2,042
Property Tax$393
Insurance$150
Loan Amount$314,760
Total Interest$420,191
Income Required$110,785/yr

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