25832 — Raleigh County, West Virginia Market Snapshot
Housing market data for zip code 25832 in Raleigh County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$393,450
Days to Sell
52
Homes Sold
30
Inventory
24
Sale-to-List
98.1%
New Listings
27
Price/SqFt
$171
Pending Sales
34
Conforming Loan Available
Most homebuyers in 25832 can comfortably use conventional financing. The median home price of $393,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25832's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 25832 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 25832 can comfortably use conventional financing. The median home price of $393,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25832 are set at the county level.
2026 Loan Limits — Raleigh County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25832
To purchase the median home at $393,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,164.
Monthly Payment
$3,164
Income Required
$135,621
Principal & Interest
$2,424/mo
Down Payment (5%)
$19,673
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25832.
Estimated Monthly Payment
$2,585
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