25818 — Raleigh County, West Virginia Market Snapshot
Housing market data for zip code 25818 in Raleigh County, West Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Raleigh County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$75,150
Days to Sell
4
Homes Sold
1
Inventory
1
Conforming Loan Available
Most homebuyers in 25818 can comfortably use conventional financing. The median home price of $75,150 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25818 is an extremely competitive market with homes selling in just 4 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 25818 can comfortably use conventional financing. The median home price of $75,150 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25818 are set at the county level.
2026 Loan Limits — Raleigh County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25818
To purchase the median home at $75,150 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $726.
Monthly Payment
$726
Income Required
$31,105
Principal & Interest
$463/mo
Down Payment (5%)
$3,758
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25818.
Estimated Monthly Payment
$615
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 25818. Tell us what you're looking for.