26680 — Nicholas County, West Virginia Market Snapshot
Housing market data for zip code 26680 in Nicholas County, West Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Nicholas County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$246,316
Days to Sell
332
Homes Sold
1
Inventory
1
Conforming Loan Available
Most homebuyers in 26680 can comfortably use conventional financing. The median home price of $246,316 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 332 days on average, 26680 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 26680 can comfortably use conventional financing. The median home price of $246,316 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26680 are set at the county level.
2026 Loan Limits — Nicholas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26680
To purchase the median home at $246,316 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,037.
Monthly Payment
$2,037
Income Required
$87,308
Principal & Interest
$1,518/mo
Down Payment (5%)
$12,316
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26680.
Estimated Monthly Payment
$1,674
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