25106 — Mason County, West Virginia Market Snapshot
Housing market data for zip code 25106 in Mason County, West Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Mason County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$164,900
Days to Sell
85
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 25106 can comfortably use conventional financing. The median home price of $164,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 85 days on average, 25106 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 25106 can comfortably use conventional financing. The median home price of $164,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25106 are set at the county level.
2026 Loan Limits — Mason County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25106
To purchase the median home at $164,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,413.
Monthly Payment
$1,413
Income Required
$60,575
Principal & Interest
$1,016/mo
Down Payment (5%)
$8,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25106.
Estimated Monthly Payment
$1,171
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 25106. Tell us what you're looking for.