26554 — Marion County, West Virginia Market Snapshot
Housing market data for zip code 26554 in Marion County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
82 sales in 2026 (year to date)
Median Sale Price
$219,500
Days to Sell
64
Homes Sold
82
Inventory
133
Sale-to-List
97.5%
New Listings
124
Price/SqFt
$137
Pending Sales
109
Conforming Loan Available
Most homebuyers in 26554 can comfortably use conventional financing. The median home price of $219,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 64 days on average, 26554 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 26554 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 26554 can comfortably use conventional financing. The median home price of $219,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26554 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26554
To purchase the median home at $219,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,832.
Monthly Payment
$1,832
Income Required
$78,503
Principal & Interest
$1,352/mo
Down Payment (5%)
$10,975
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26554.
Estimated Monthly Payment
$1,508
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