25086 — Kanawha County, West Virginia Market Snapshot
Housing market data for zip code 25086 in Kanawha County, West Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Kanawha County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$99,900
Days to Sell
10
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 25086 can comfortably use conventional financing. The median home price of $99,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25086 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 25086 can comfortably use conventional financing. The median home price of $99,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25086 are set at the county level.
2026 Loan Limits — Kanawha County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25086
To purchase the median home at $99,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $915.
Monthly Payment
$915
Income Required
$39,231
Principal & Interest
$616/mo
Down Payment (5%)
$4,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25086.
Estimated Monthly Payment
$768
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