25425 — Jefferson County, West Virginia Market Snapshot
Housing market data for zip code 25425 in Jefferson County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$405,500
Days to Sell
40
Homes Sold
56
Inventory
60
Sale-to-List
99.7%
New Listings
88
Price/SqFt
$237
Pending Sales
77
Conforming Loan Available
Most homebuyers in 25425 can comfortably use conventional financing. The median home price of $405,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25425's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 25425 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 25425 can comfortably use conventional financing. The median home price of $405,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25425 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 25425
To purchase the median home at $405,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,257.
Monthly Payment
$3,257
Income Required
$139,578
Principal & Interest
$2,499/mo
Down Payment (5%)
$20,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25425.
Estimated Monthly Payment
$2,660
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