25245 — Jackson County, West Virginia Market Snapshot
Housing market data for zip code 25245 in Jackson County, West Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Jackson County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$293,400
Days to Sell
6
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 25245 can comfortably use conventional financing. The median home price of $293,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25245 is an extremely competitive market with homes selling in just 6 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 25245 can comfortably use conventional financing. The median home price of $293,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25245 are set at the county level.
2026 Loan Limits — Jackson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25245
To purchase the median home at $293,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,398.
Monthly Payment
$2,398
Income Required
$102,769
Principal & Interest
$1,808/mo
Down Payment (5%)
$14,670
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25245.
Estimated Monthly Payment
$1,966
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 25245. Tell us what you're looking for.