26757 — Hampshire County, West Virginia Market Snapshot
Housing market data for zip code 26757 in Hampshire County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$305,500
Days to Sell
53
Homes Sold
19
Inventory
17
Sale-to-List
99.7%
New Listings
18
Price/SqFt
$166
Pending Sales
26
Conforming Loan Available
Most homebuyers in 26757 can comfortably use conventional financing. The median home price of $305,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
26757's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 26757 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 26757 can comfortably use conventional financing. The median home price of $305,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26757 are set at the county level.
2026 Loan Limits — Hampshire County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26757
To purchase the median home at $305,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,491.
Monthly Payment
$2,491
Income Required
$106,742
Principal & Interest
$1,882/mo
Down Payment (5%)
$15,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26757.
Estimated Monthly Payment
$2,041
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