26726 — Grant County, West Virginia Market Snapshot
Housing market data for zip code 26726 in Grant County, West Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$205,000
Days to Sell
74
Homes Sold
19
Inventory
27
Sale-to-List
94.9%
New Listings
30
Price/SqFt
$131
Pending Sales
38
Conforming Loan Available
Most homebuyers in 26726 can comfortably use conventional financing. The median home price of $205,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 74 days on average, 26726 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 26726 sells for 5.1% below asking price (94.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 26726 can comfortably use conventional financing. The median home price of $205,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 26726 are set at the county level.
2026 Loan Limits — Grant County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 26726
To purchase the median home at $205,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,721.
Monthly Payment
$1,721
Income Required
$73,742
Principal & Interest
$1,263/mo
Down Payment (5%)
$10,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 26726.
Estimated Monthly Payment
$1,419
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