25118 — Fayette County, West Virginia Market Snapshot
Housing market data for zip code 25118 in Fayette County, West Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Fayette County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$149,200
Days to Sell
8
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 25118 can comfortably use conventional financing. The median home price of $149,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
25118 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 25118 can comfortably use conventional financing. The median home price of $149,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 25118 are set at the county level.
2026 Loan Limits — Fayette County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 25118
To purchase the median home at $149,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,293.
Monthly Payment
$1,293
Income Required
$55,419
Principal & Interest
$919/mo
Down Payment (5%)
$7,460
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 25118.
Estimated Monthly Payment
$1,073
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