98936 — Yakima County, Washington Market Snapshot
Housing market data for zip code 98936 in Yakima County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$406,500
Days to Sell
17
Homes Sold
10
Inventory
8
Sale-to-List
99.3%
New Listings
16
Price/SqFt
$233
Pending Sales
10
Conforming Loan Available
Most homebuyers in 98936 can comfortably use conventional financing. The median home price of $406,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98936 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98936 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98936 can comfortably use conventional financing. The median home price of $406,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98936 are set at the county level.
2026 Loan Limits — Yakima County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 98936
To purchase the median home at $406,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,264.
Monthly Payment
$3,264
Income Required
$139,906
Principal & Interest
$2,505/mo
Down Payment (5%)
$20,325
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98936.
Estimated Monthly Payment
$2,666
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