Washington Loan Limits & Housing Market
2026 conforming and FHA loan limits for all 39 Washington counties, plus monthly housing market data and affordability analysis.
WA
Conforming Limit (1-Unit)
$832,750
2026 baseline
Counties
39
With loan limit data
Data Coverage
Monthly
Updated with latest data
Washington Counties
| County | FIPS Code | Conforming Limit (1-Unit) | |
|---|---|---|---|
| Adams County | 53001 | $832,750 | |
| Asotin County | 53003 | $832,750 | |
| Benton County | 53005 | $832,750 | |
| Chelan County | 53007 | $832,750 | |
| Clallam County | 53009 | $832,750 | |
| Clark County | 53011 | $832,750 | |
| Columbia County | 53013 | $832,750 | |
| Cowlitz County | 53015 | $832,750 | |
| Douglas County | 53017 | $832,750 | |
| Ferry County | 53019 | $832,750 | |
| Franklin County | 53021 | $832,750 | |
| Garfield County | 53023 | $832,750 | |
| Grant County | 53025 | $832,750 | |
| Grays Harbor County | 53027 | $832,750 | |
| Island County | 53029 | $832,750 | |
| Jefferson County | 53031 | $832,750 | |
| King County | 53033 | $1,063,750 | |
| Kitsap County | 53035 | $832,750 | |
| Kittitas County | 53037 | $832,750 | |
| Klickitat County | 53039 | $832,750 | |
| Lewis County | 53041 | $832,750 | |
| Lincoln County | 53043 | $832,750 | |
| Mason County | 53045 | $832,750 | |
| Okanogan County | 53047 | $832,750 | |
| Pacific County | 53049 | $832,750 | |
| Pend Oreille County | 53051 | $832,750 | |
| Pierce County | 53053 | $1,063,750 | |
| San Juan County | 53055 | $832,750 | |
| Skagit County | 53057 | $832,750 | |
| Skamania County | 53059 | $832,750 | |
| Snohomish County | 53061 | $1,063,750 | |
| Spokane County | 53063 | $832,750 | |
| Stevens County | 53065 | $832,750 | |
| Thurston County | 53067 | $832,750 | |
| Wahkiakum County | 53069 | $832,750 | |
| Walla Walla County | 53071 | $832,750 | |
| Whatcom County | 53073 | $832,750 | |
| Whitman County | 53075 | $832,750 | |
| Yakima County | 53077 | $832,750 |
Mortgage Calculator
Estimate your monthly payment for a home in Washington.
%
%
Estimated Monthly Payment
$2,935
Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr
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