99143 — Whitman County, Washington Market Snapshot
Housing market data for zip code 99143 in Whitman County, Washington. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Whitman County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$879,950
Days to Sell
348
Homes Sold
1
Inventory
11
Jumbo Loan Likely Needed
The median home in 99143 at $879,950 exceeds the 2026 conforming loan limit of $832,750 by $47,200. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 348 days on average, 99143 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 99143 at $879,950 exceeds the 2026 conforming loan limit of $832,750 by $47,200. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 99143 are set at the county level.
2026 Loan Limits — Whitman County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $579,600 |
| 2 Units | $1,066,250 | $742,000 |
| 3 Units | $1,288,800 | $896,900 |
| 4 Units | $1,601,750 | $1,114,650 |
Affordability Snapshot — Zip 99143
To purchase the median home at $879,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,892.
Monthly Payment
$6,892
Income Required
$295,367
Principal & Interest
$5,422/mo
Down Payment (5%)
$43,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 99143.
Estimated Monthly Payment
$5,596
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