98208 — Snohomish County, Washington Market Snapshot
Housing market data for zip code 98208 in Snohomish County, Washington. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 7 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Snohomish County county page for broader data.
Market Sales Data
7 sales in 2026 (year to date)
Median Sale Price
$559,995
Days to Sell
25
Homes Sold
7
Inventory
12
Conforming Loan Available
Most homebuyers in 98208 can comfortably use conventional financing. The median home price of $559,995 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98208 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 98208 can comfortably use conventional financing. The median home price of $559,995 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98208 are set at the county level.
2026 Loan Limits — Snohomish County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98208
To purchase the median home at $559,995 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,441.
Monthly Payment
$4,441
Income Required
$190,307
Principal & Interest
$3,451/mo
Down Payment (5%)
$28,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98208.
Estimated Monthly Payment
$3,616
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