98201 — Snohomish County, Washington Market Snapshot
Housing market data for zip code 98201 in Snohomish County, Washington. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Snohomish County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$517,475
Days to Sell
9
Homes Sold
4
Inventory
6
Conforming Loan Available
Most homebuyers in 98201 can comfortably use conventional financing. The median home price of $517,475 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
98201 is an extremely competitive market with homes selling in just 9 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 98201 can comfortably use conventional financing. The median home price of $517,475 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98201 are set at the county level.
2026 Loan Limits — Snohomish County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98201
To purchase the median home at $517,475 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,115.
Monthly Payment
$4,115
Income Required
$176,346
Principal & Interest
$3,189/mo
Down Payment (5%)
$25,874
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98201.
Estimated Monthly Payment
$3,353
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