98072 — Snohomish County, Washington Market Snapshot
Housing market data for zip code 98072 in Snohomish County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
57 sales in 2026 (year to date)
Median Sale Price
$1,220,000
Days to Sell
17
Homes Sold
57
Inventory
77
Sale-to-List
99.6%
New Listings
125
Price/SqFt
$557
Pending Sales
69
Jumbo Loan Likely Needed
The median home in 98072 at $1,220,000 exceeds the 2026 conforming loan limit of $1,063,750 by $156,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 98072 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98072 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 98072 at $1,220,000 exceeds the 2026 conforming loan limit of $1,063,750 by $156,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 98072 are set at the county level.
2026 Loan Limits — Snohomish County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98072
To purchase the median home at $1,220,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,497.
Monthly Payment
$9,497
Income Required
$407,025
Principal & Interest
$7,517/mo
Down Payment (5%)
$61,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98072.
Estimated Monthly Payment
$7,700
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