98043 — Snohomish County, Washington Market Snapshot
Housing market data for zip code 98043 in Snohomish County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$647,250
Days to Sell
8
Homes Sold
50
Inventory
36
Sale-to-List
100.7%
New Listings
79
Price/SqFt
$443
Pending Sales
58
Conforming Loan Available
Most homebuyers in 98043 can comfortably use conventional financing. The median home price of $647,250 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
98043 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98043 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98043 can comfortably use conventional financing. The median home price of $647,250 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98043 are set at the county level.
2026 Loan Limits — Snohomish County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98043
To purchase the median home at $647,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,109.
Monthly Payment
$5,109
Income Required
$218,958
Principal & Interest
$3,988/mo
Down Payment (5%)
$32,363
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98043.
Estimated Monthly Payment
$4,156
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