98424 — Pierce County, Washington Market Snapshot
Housing market data for zip code 98424 in Pierce County, Washington. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Pierce County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$446,975
Days to Sell
4
Homes Sold
2
Inventory
2
Conforming Loan Available
Most homebuyers in 98424 can comfortably use conventional financing. The median home price of $446,975 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
98424 is an extremely competitive market with homes selling in just 4 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 98424 can comfortably use conventional financing. The median home price of $446,975 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98424 are set at the county level.
2026 Loan Limits — Pierce County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98424
To purchase the median home at $446,975 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,575.
Monthly Payment
$3,575
Income Required
$153,196
Principal & Interest
$2,754/mo
Down Payment (5%)
$22,349
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98424.
Estimated Monthly Payment
$2,916
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