98375 — Pierce County, Washington Market Snapshot
Housing market data for zip code 98375 in Pierce County, Washington. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Pierce County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$599,250
Days to Sell
10
Homes Sold
2
Inventory
3
Conforming Loan Available
Most homebuyers in 98375 can comfortably use conventional financing. The median home price of $599,250 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
98375 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 98375 can comfortably use conventional financing. The median home price of $599,250 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98375 are set at the county level.
2026 Loan Limits — Pierce County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98375
To purchase the median home at $599,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,741.
Monthly Payment
$4,741
Income Required
$203,197
Principal & Interest
$3,692/mo
Down Payment (5%)
$29,963
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98375.
Estimated Monthly Payment
$3,859
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