98372 — Pierce County, Washington Market Snapshot
Housing market data for zip code 98372 in Pierce County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$633,250
Days to Sell
12
Homes Sold
44
Inventory
85
Sale-to-List
99.4%
New Listings
118
Price/SqFt
$316
Pending Sales
63
Conforming Loan Available
Most homebuyers in 98372 can comfortably use conventional financing. The median home price of $633,250 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
98372 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98372 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98372 can comfortably use conventional financing. The median home price of $633,250 is well below the 2026 conforming loan limit of $1,063,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98372 are set at the county level.
2026 Loan Limits — Pierce County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98372
To purchase the median home at $633,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,002.
Monthly Payment
$5,002
Income Required
$214,361
Principal & Interest
$3,902/mo
Down Payment (5%)
$31,663
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98372.
Estimated Monthly Payment
$4,069
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