98332 — Pierce County, Washington Market Snapshot
Housing market data for zip code 98332 in Pierce County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$996,975
Days to Sell
24
Homes Sold
74
Inventory
78
Sale-to-List
100.4%
New Listings
130
Price/SqFt
$390
Pending Sales
98
Conforming Loan Available
The median home in 98332 at $996,975 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 98332 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98332 (100.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 98332 at $996,975 falls within the 2026 conforming loan limit of $1,063,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 98332 are set at the county level.
2026 Loan Limits — Pierce County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98332
To purchase the median home at $996,975 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,789.
Monthly Payment
$7,789
Income Required
$333,793
Principal & Interest
$6,143/mo
Down Payment (5%)
$49,849
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98332.
Estimated Monthly Payment
$6,320
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