98177 — King County, Washington Market Snapshot
Housing market data for zip code 98177 in King County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$1,153,750
Days to Sell
6
Homes Sold
74
Inventory
22
Sale-to-List
102.1%
New Listings
93
Price/SqFt
$555
Pending Sales
78
Jumbo Loan Likely Needed
The median home in 98177 at $1,153,750 exceeds the 2026 conforming loan limit of $1,063,750 by $90,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
98177 is an extremely competitive market with homes selling in just 6 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 98177 are selling 2.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 98177 at $1,153,750 exceeds the 2026 conforming loan limit of $1,063,750 by $90,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 98177 are set at the county level.
2026 Loan Limits — King County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98177
To purchase the median home at $1,153,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,990.
Monthly Payment
$8,990
Income Required
$385,271
Principal & Interest
$7,109/mo
Down Payment (5%)
$57,688
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98177.
Estimated Monthly Payment
$7,290
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