98052 — King County, Washington Market Snapshot
Housing market data for zip code 98052 in King County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
166 sales in 2026 (year to date)
Median Sale Price
$1,302,500
Days to Sell
12
Homes Sold
166
Inventory
158
Sale-to-List
99.4%
New Listings
299
Price/SqFt
$630
Pending Sales
175
Jumbo Loan Likely Needed
The median home in 98052 at $1,302,500 exceeds the 2026 conforming loan limit of $1,063,750 by $238,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
98052 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98052 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 98052 at $1,302,500 exceeds the 2026 conforming loan limit of $1,063,750 by $238,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 98052 are set at the county level.
2026 Loan Limits — King County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot — Zip 98052
To purchase the median home at $1,302,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,129.
Monthly Payment
$10,129
Income Required
$434,115
Principal & Interest
$8,026/mo
Down Payment (5%)
$65,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98052.
Estimated Monthly Payment
$8,211
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