98675 — Clark County, Washington Market Snapshot
Housing market data for zip code 98675 in Clark County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$605,000
Days to Sell
19
Homes Sold
12
Inventory
20
Sale-to-List
95.3%
New Listings
32
Price/SqFt
$360
Pending Sales
23
Conforming Loan Available
Most homebuyers in 98675 can comfortably use conventional financing. The median home price of $605,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98675 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 98675 sells for 4.7% below asking price (95.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 98675 can comfortably use conventional financing. The median home price of $605,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98675 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 98675
To purchase the median home at $605,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,785.
Monthly Payment
$4,785
Income Required
$205,085
Principal & Interest
$3,728/mo
Down Payment (5%)
$30,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98675.
Estimated Monthly Payment
$3,894
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