98674 — Clark County, Washington Market Snapshot
Housing market data for zip code 98674 in Clark County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$523,450
Days to Sell
26
Homes Sold
42
Inventory
80
Sale-to-List
100.2%
New Listings
98
Price/SqFt
$289
Pending Sales
52
Conforming Loan Available
Most homebuyers in 98674 can comfortably use conventional financing. The median home price of $523,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98674 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98674 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98674 can comfortably use conventional financing. The median home price of $523,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98674 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 98674
To purchase the median home at $523,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,161.
Monthly Payment
$4,161
Income Required
$178,307
Principal & Interest
$3,225/mo
Down Payment (5%)
$26,173
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98674.
Estimated Monthly Payment
$3,390
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