98665 — Clark County, Washington Market Snapshot
Housing market data for zip code 98665 in Clark County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
68 sales in 2026 (year to date)
Median Sale Price
$513,000
Days to Sell
21
Homes Sold
68
Inventory
75
Sale-to-List
100.0%
New Listings
122
Price/SqFt
$268
Pending Sales
92
Conforming Loan Available
Most homebuyers in 98665 can comfortably use conventional financing. The median home price of $513,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 98665 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 98665 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98665 can comfortably use conventional financing. The median home price of $513,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98665 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 98665
To purchase the median home at $513,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,080.
Monthly Payment
$4,080
Income Required
$174,876
Principal & Interest
$3,161/mo
Down Payment (5%)
$25,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98665.
Estimated Monthly Payment
$3,325
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