98604 — Clark County, Washington Market Snapshot
Housing market data for zip code 98604 in Clark County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
144 sales in 2026 (year to date)
Median Sale Price
$573,707
Days to Sell
34
Homes Sold
144
Inventory
152
Sale-to-List
99.1%
New Listings
196
Price/SqFt
$306
Pending Sales
164
Conforming Loan Available
Most homebuyers in 98604 can comfortably use conventional financing. The median home price of $573,707 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
98604's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 98604 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98604 can comfortably use conventional financing. The median home price of $573,707 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98604 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 98604
To purchase the median home at $573,707 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,546.
Monthly Payment
$4,546
Income Required
$194,810
Principal & Interest
$3,535/mo
Down Payment (5%)
$28,685
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98604.
Estimated Monthly Payment
$3,701
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