99353 — Benton County, Washington Market Snapshot
Housing market data for zip code 99353 in Benton County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$462,450
Days to Sell
35
Homes Sold
52
Inventory
82
Sale-to-List
98.3%
New Listings
96
Price/SqFt
$254
Pending Sales
76
Conforming Loan Available
Most homebuyers in 99353 can comfortably use conventional financing. The median home price of $462,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
99353's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 99353 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 99353 can comfortably use conventional financing. The median home price of $462,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 99353 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 99353
To purchase the median home at $462,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,693.
Monthly Payment
$3,693
Income Required
$158,278
Principal & Interest
$2,849/mo
Down Payment (5%)
$23,123
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 99353.
Estimated Monthly Payment
$3,012
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