99352 — Benton County, Washington Market Snapshot
Housing market data for zip code 99352 in Benton County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$437,600
Days to Sell
68
Homes Sold
10
Inventory
1
Sale-to-List
99.4%
New Listings
5
Price/SqFt
$205
Pending Sales
12
Conforming Loan Available
Most homebuyers in 99352 can comfortably use conventional financing. The median home price of $437,600 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 68 days on average, 99352 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 99352 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 99352 can comfortably use conventional financing. The median home price of $437,600 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 99352 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 99352
To purchase the median home at $437,600 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,503.
Monthly Payment
$3,503
Income Required
$150,118
Principal & Interest
$2,696/mo
Down Payment (5%)
$21,880
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 99352.
Estimated Monthly Payment
$2,858
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