98930 — Benton County, Washington Market Snapshot
Housing market data for zip code 98930 in Benton County, Washington. Updated monthly with median prices, days on market, and more.
Market Sales Data
55 sales in 2026 (year to date)
Median Sale Price
$360,710
Days to Sell
94
Homes Sold
55
Inventory
55
Sale-to-List
99.0%
New Listings
71
Price/SqFt
$236
Pending Sales
58
Conforming Loan Available
Most homebuyers in 98930 can comfortably use conventional financing. The median home price of $360,710 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 94 days on average, 98930 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 98930 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 98930 can comfortably use conventional financing. The median home price of $360,710 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 98930 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 98930
To purchase the median home at $360,710 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,914.
Monthly Payment
$2,914
Income Required
$124,870
Principal & Interest
$2,223/mo
Down Payment (5%)
$18,036
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 98930.
Estimated Monthly Payment
$2,382
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