05452 — Chittenden County, Vermont Market Snapshot
Housing market data for zip code 05452 in Chittenden County, Vermont. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$359,000
Days to Sell
45
Homes Sold
27
Inventory
23
Sale-to-List
102.4%
New Listings
41
Price/SqFt
$262
Pending Sales
35
Conforming Loan Available
Most homebuyers in 05452 can comfortably use conventional financing. The median home price of $359,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
05452's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 05452 are selling 2.4% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 05452 can comfortably use conventional financing. The median home price of $359,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 05452 are set at the county level.
2026 Loan Limits — Chittenden County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $575,000 |
| 2 Units | $1,066,250 | $736,100 |
| 3 Units | $1,288,800 | $889,800 |
| 4 Units | $1,601,750 | $1,105,800 |
Affordability Snapshot — Zip 05452
To purchase the median home at $359,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,901.
Monthly Payment
$2,901
Income Required
$124,309
Principal & Interest
$2,212/mo
Down Payment (5%)
$17,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 05452.
Estimated Monthly Payment
$2,372
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