Vermont Loan Limits & Housing Market
2026 conforming and FHA loan limits for all 14 Vermont counties, plus monthly housing market data and affordability analysis.
VT
Conforming Limit (1-Unit)
$832,750
2026 baseline
Counties
14
With loan limit data
Data Coverage
Monthly
Updated with latest data
Vermont Counties
| County | FIPS Code | Conforming Limit (1-Unit) | |
|---|---|---|---|
| Addison County | 50001 | $832,750 | |
| Bennington County | 50003 | $832,750 | |
| Caledonia County | 50005 | $832,750 | |
| Chittenden County | 50007 | $832,750 | |
| Essex County | 50009 | $832,750 | |
| Franklin County | 50011 | $832,750 | |
| Grand Isle County | 50013 | $832,750 | |
| Lamoille County | 50015 | $832,750 | |
| Orange County | 50017 | $832,750 | |
| Orleans County | 50019 | $832,750 | |
| Rutland County | 50021 | $832,750 | |
| Washington County | 50023 | $832,750 | |
| Windham County | 50025 | $832,750 | |
| Windsor County | 50027 | $832,750 |
Mortgage Calculator
Estimate your monthly payment for a home in Vermont.
%
%
Estimated Monthly Payment
$2,935
Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr
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