05251 — Bennington County, Vermont Market Snapshot
Housing market data for zip code 05251 in Bennington County, Vermont. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Bennington County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$687,450
Days to Sell
42
Homes Sold
6
Inventory
18
Conforming Loan Available
The median home in 05251 at $687,450 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
05251's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 05251 at $687,450 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 05251 are set at the county level.
2026 Loan Limits — Bennington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 05251
To purchase the median home at $687,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,417.
Monthly Payment
$5,417
Income Required
$232,158
Principal & Interest
$4,236/mo
Down Payment (5%)
$34,373
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 05251.
Estimated Monthly Payment
$4,404
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