84404 — Weber County, Utah Market Snapshot
Housing market data for zip code 84404 in Weber County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$256,950
Days to Sell
143
Homes Sold
12
Inventory
22
Sale-to-List
99.3%
New Listings
17
Price/SqFt
$231
Pending Sales
9
Conforming Loan Available
Most homebuyers in 84404 can comfortably use conventional financing. The median home price of $256,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 143 days on average, 84404 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 84404 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84404 can comfortably use conventional financing. The median home price of $256,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84404 are set at the county level.
2026 Loan Limits — Weber County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $744,050 |
| 2 Units | $1,066,250 | $952,500 |
| 3 Units | $1,288,800 | $1,151,400 |
| 4 Units | $1,601,750 | $1,430,900 |
Affordability Snapshot — Zip 84404
To purchase the median home at $256,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,119.
Monthly Payment
$2,119
Income Required
$90,800
Principal & Interest
$1,583/mo
Down Payment (5%)
$12,848
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84404.
Estimated Monthly Payment
$1,740
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