Utah Loan Limits & Housing Market
2026 conforming and FHA loan limits for all 29 Utah counties, plus monthly housing market data and affordability analysis.
UT
Conforming Limit (1-Unit)
$832,750
2026 baseline
Counties
29
With loan limit data
Data Coverage
Monthly
Updated with latest data
Utah Counties
| County | FIPS Code | Conforming Limit (1-Unit) | |
|---|---|---|---|
| Beaver County | 49001 | $832,750 | |
| Box Elder County | 49003 | $832,750 | |
| Cache County | 49005 | $832,750 | |
| Carbon County | 49007 | $832,750 | |
| Daggett County | 49009 | $832,750 | |
| Davis County | 49011 | $832,750 | |
| Duchesne County | 49013 | $832,750 | |
| Emery County | 49015 | $832,750 | |
| Garfield County | 49017 | $832,750 | |
| Grand County | 49019 | $839,500 | |
| Iron County | 49021 | $832,750 | |
| Juab County | 49023 | $832,750 | |
| Kane County | 49025 | $832,750 | |
| Millard County | 49027 | $832,750 | |
| Morgan County | 49029 | $832,750 | |
| Piute County | 49031 | $832,750 | |
| Rich County | 49033 | $832,750 | |
| Salt Lake County | 49035 | $832,750 | |
| San Juan County | 49037 | $832,750 | |
| Sanpete County | 49039 | $832,750 | |
| Sevier County | 49041 | $832,750 | |
| Summit County | 49043 | $1,150,000 | |
| Tooele County | 49045 | $832,750 | |
| Uintah County | 49047 | $832,750 | |
| Utah County | 49049 | $832,750 | |
| Wasatch County | 49051 | $1,150,000 | |
| Washington County | 49053 | $832,750 | |
| Wayne County | 49055 | $997,050 | |
| Weber County | 49057 | $832,750 |
Mortgage Calculator
Estimate your monthly payment for a home in Utah.
%
%
Estimated Monthly Payment
$2,935
Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr
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