84770 — Washington County, Utah Market Snapshot
Housing market data for zip code 84770 in Washington County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
87 sales in 2026 (year to date)
Median Sale Price
$642,760
Days to Sell
64
Homes Sold
87
Inventory
240
Sale-to-List
97.3%
New Listings
232
Price/SqFt
$273
Pending Sales
187
Conforming Loan Available
Most homebuyers in 84770 can comfortably use conventional financing. The median home price of $642,760 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 64 days on average, 84770 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 84770 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 84770 can comfortably use conventional financing. The median home price of $642,760 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84770 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $607,200 |
| 2 Units | $1,066,250 | $777,300 |
| 3 Units | $1,288,800 | $939,600 |
| 4 Units | $1,601,750 | $1,167,700 |
Affordability Snapshot — Zip 84770
To purchase the median home at $642,760 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,075.
Monthly Payment
$5,075
Income Required
$217,484
Principal & Interest
$3,960/mo
Down Payment (5%)
$32,138
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84770.
Estimated Monthly Payment
$4,128
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