84746 — Washington County, Utah Market Snapshot
Housing market data for zip code 84746 in Washington County, Utah. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 5 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Washington County county page for broader data.
Market Sales Data
5 sales in 2026 (year to date)
Median Sale Price
$844,750
Days to Sell
10
Homes Sold
5
Inventory
6
Jumbo Loan Likely Needed
The median home in 84746 at $844,750 exceeds the 2026 conforming loan limit of $832,750 by $12,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
84746 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 84746 at $844,750 exceeds the 2026 conforming loan limit of $832,750 by $12,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 84746 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $607,200 |
| 2 Units | $1,066,250 | $777,300 |
| 3 Units | $1,288,800 | $939,600 |
| 4 Units | $1,601,750 | $1,167,700 |
Affordability Snapshot — Zip 84746
To purchase the median home at $844,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,622.
Monthly Payment
$6,622
Income Required
$283,809
Principal & Interest
$5,205/mo
Down Payment (5%)
$42,238
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84746.
Estimated Monthly Payment
$5,378
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