84032 — Wasatch County, Utah Market Snapshot
Housing market data for zip code 84032 in Wasatch County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
103 sales in 2026 (year to date)
Median Sale Price
$965,000
Days to Sell
62
Homes Sold
103
Inventory
304
Sale-to-List
97.6%
New Listings
285
Price/SqFt
$320
Pending Sales
126
Conforming Loan Available
The median home in 84032 at $965,000 falls within the 2026 conforming loan limit of $1,150,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 84032 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 84032 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 84032 at $965,000 falls within the 2026 conforming loan limit of $1,150,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 84032 are set at the county level.
2026 Loan Limits — Wasatch County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,150,000 | $1,163,800 |
| 2 Units | $1,472,250 | $1,489,900 |
| 3 Units | $1,779,600 | $1,800,950 |
| 4 Units | $2,211,600 | $2,238,150 |
Affordability Snapshot — Zip 84032
To purchase the median home at $965,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,544.
Monthly Payment
$7,544
Income Required
$323,294
Principal & Interest
$5,946/mo
Down Payment (5%)
$48,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84032.
Estimated Monthly Payment
$6,122
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