84058 — Utah County, Utah Market Snapshot
Housing market data for zip code 84058 in Utah County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$558,500
Days to Sell
31
Homes Sold
24
Inventory
33
Sale-to-List
99.1%
New Listings
37
Price/SqFt
$240
Pending Sales
35
Conforming Loan Available
Most homebuyers in 84058 can comfortably use conventional financing. The median home price of $558,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
84058's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 84058 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 84058 can comfortably use conventional financing. The median home price of $558,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 84058 are set at the county level.
2026 Loan Limits — Utah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $601,450 |
| 2 Units | $1,066,250 | $769,950 |
| 3 Units | $1,288,800 | $930,700 |
| 4 Units | $1,601,750 | $1,156,650 |
Affordability Snapshot — Zip 84058
To purchase the median home at $558,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,429.
Monthly Payment
$4,429
Income Required
$189,816
Principal & Interest
$3,441/mo
Down Payment (5%)
$27,925
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84058.
Estimated Monthly Payment
$3,606
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