84042 — Utah County, Utah Market Snapshot
Housing market data for zip code 84042 in Utah County, Utah. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$799,950
Days to Sell
81
Homes Sold
20
Inventory
23
Sale-to-List
99.5%
New Listings
24
Price/SqFt
$232
Pending Sales
23
Conforming Loan Available
The median home in 84042 at $799,950 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 81 days on average, 84042 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 84042 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 84042 at $799,950 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 84042 are set at the county level.
2026 Loan Limits — Utah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $601,450 |
| 2 Units | $1,066,250 | $769,950 |
| 3 Units | $1,288,800 | $930,700 |
| 4 Units | $1,601,750 | $1,156,650 |
Affordability Snapshot — Zip 84042
To purchase the median home at $799,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,279.
Monthly Payment
$6,279
Income Required
$269,099
Principal & Interest
$4,929/mo
Down Payment (5%)
$39,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 84042.
Estimated Monthly Payment
$5,101
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